Monthly payments over 3, 6, or 12 months.


PayBright is a third-party financing provider that you can use as an online payment option at ARCHIVES. Split your purchase into stress-free, automatic installments. Complete their quick and easy online application to instantly view your financing options, so you can start ordering today.


HOW IT WORKS



Frequently Asked Questions

  1. Add items to your Cart as usual, and select PayBright as your payment method in Checkout.
  2. Complete PayBright's easy online application and get an instant approval decision.
  3. Confirm your payment plan with PayBright and return to Wayfair to complete your order. We'll process and ship your order within 2 business days.
  4. Make 3, 6, or 12 monthly payments to PayBright while you enjoy your new item!

PayBright will help you set up convenient, pre-authorized payments via your Bank Account or your Visa/Mastercard.

PayBright financing is available for orders from $300 to $15,000.

Customers can get financing from PayBright at an interest rate from 9.95% up to 19.95% depending on their credit quality.

PayBright payment plans are available to Canadian residents above the age of majority, which is 18 or 19, depending on your province.

PayBright financing is applied to your entire order. To use PayBright for only part of your purchase, please complete two separate transactions with different payment methods.

Yes, all PayBright payment plans can be prepaid at any time without penalty.

Unfortunately, PayBright is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because PayBright was not able to verify your identity or your payment method. For further information, please contact PayBright.

After you have completed a transaction with PayBright, you can access your account here. If you have any questions or trouble logging in, please contact PayBright.

Purchases made using PayBright financing are subject to ARCHIVES's standard return policy . Any returns will be processed by ARCHIVES, and your PayBright loan balance will be reduced or cancelled accordingly. If you have already made monthly payments, those will be refunded to you by PayBright.

*Your monthly payment amount, the interest you will pay, and the loan terms available depend on your personal credit profile. Monthly payments include a $6.95 processing fee. Some conditions apply and all transactions are subject to approval by PayBright. Estimated monthly payment amount excludes taxes, shipping, and other fees.